MW Financial Inc. offers consulting services as a Subject Matter Expert to complete organizational, management, and program performance reviews of agencies with credit programs. Federal agencies are beginning to outsource components of the asset sales process in response to investor demand for electronic procedures to support due diligence, bidder conference(s), and online bidding. The emphasis on expanding the use of the Internet to support the marketing and sale of delinquent, foreclosed, and other non-performing assets is resulting in the privatization of components of the credit management functions - origination, servicing, and asset sales. MW Financial Inc. participates as a partner on contract teams to support asset sales and program performance reviews at agencies including the U.S. Department of Housing and Urban Development (HUD), U.S. Small Business Administration (SBA), and the Federal Deposit Insurance Corporation (FDIC). HUD Federal Housing Administration (FHA), Office of Asset Sales. (ASO). ASO was established to consolidate HUD’s single-family and multifamily loan sales and to launch a new sales program to transfer defaulted mortgages to private partners for servicing, foreclosure, property management, and sale. MW Financial Inc. is serving as Subject Matter Expert on the following contracts to review management controls governing the asset sales program. :
	Internal Control Review (ICR). Front End Risk Assessment (FERA)
	HUD Office of Single Family Housing, Management and Marketing (M&M) Program. The M&M program was the first major government initiative to privatize the management and marketing of federally held real estate assets. Program implementation of small businesses with real estate asset management and sales experience to manage the marketing and disposition of single family properties acquired through foreclosure. At the time of M&M program implementation, HUD had the largest real estate owned (REO) operation in the country with an annual inventory of approximately 50,000 single-family properties acquired through foreclosure. MW Financial Inc. is serving as Subject Matter Expert on the following contract to reviews of transmittals and invoice processing. :   Philadelphia Home Ownership Center. Support Services for Single Family Property Disposition      Operation.